Lower rates than your credit cards and terms lasting just a few years.
A single, fixed, and affordable monthly payment to simplify your life.
Paying off your credit cards can help increase your credit score by 40+ points.*
All it takes is a few minutes to check your rate online.
Watch for hidden fees like pre-payment penalities, late payment and returned check fees. Payoff doesn’t have any of these.
Some lenders may not pre-approve you if your credit score isn’t high enough. We offer loans for scores of 640 or higher.
$5,000 - $35,000
5.99% - 24.99%
24 - 60 months
Check your rate in as little as 3 minutes.
There are no application fees or commitments, and it does not impact your credit score.
Select the offer that works best for you and finish your application.
Review your terms, verify your information and eSign your loan documents.
Your funds to pay off your credit card balances will be electronically deposited into your account.
Will not affect your credit score!